Don’t force the exit to fit the finance. Make the finance fit the exit
Not every property transaction, business sale or liquidity event fits neatly into a 12-month timeframe.
StreamBank High Net Worth Structured Property Finance is designed for qualifying High Net Worth clients who need the flexibility and bespoke approach associated with bridging finance but require longer to deliver a credible repayment strategy.
With terms from 12 to 60 months, loans from £350,000 to £5 million and lending up to 65% LTV, we can structure finance around the client, their property and their route to repayment.
Finance structured around real-world timelines
A borrower can have a strong financial position and a clear route to repayment, but that doesn't mean the liquidity they need is available today.
What we offer
LOAN AMOUNT
Loans above £3m require additional security and approval.
TERM
A minimum term of 12 months.
MAXIMUM LTV
Loan-size limits may reduce the maximum LTV.
SECURITY
Located in England, Wales or Scotland.
INTEREST
Rolled-up, serviced or part-serviced.
Who qualifies?
At least one borrower must independently be a High-Net-Worth customer by meeting one of the following tests:
Annual net income
Net assets
Income and assets cannot be aggregated across joint borrowers to meet the threshold.
High Net Worth status will be verified by an independent, professionally qualified accountant before offer.